Checking Accounts

Expect more from your checking account

At Local Bank, we understand how much you depend on your personal checking for everyday life.

Get Started

Compare Checking Accounts

Local Bank provides flexible access with more ways to bank.

LOCAL ADVANTAGE

Free online banking and e-statements!

  • Opening balance of $100
  • No minimum balance
  • Free online banking/e-statements
  • Free debit card
  • No ATM fees
  • Foreign ATM fees refunded

LOCAL SCHOLARS

For students 23 and under

  • Opening balance of $100
  • No minimum balance
  • Free online banking/e-statements
  • Free debit card
  • No ATM fees
  • Foreign ATM fees refunded
  • $50 Birthday deposit

LOCAL HEROES

For military, first responders, medical professionals, educators, etc.

  • Opening balance of $100
  • No minimum balance
  • Free online banking/e-statements
  • Free debit card
  • No ATM fees
  • Foreign ATM fees refunded
  • Free first order of Local Bank checks
  • $10,000 Free AD&D insurance

LOCAL SILVER

For our 55+ customers

  • Opening balance of $100
  • No minimum balance
  •  No service charges
  • Free online banking/e-statements
  • Free paper statements
  • Free debit card
  • No ATM fees
  • Foreign ATM fees refunded
  • Free Local Bank stock checks
  • .25% rate increase on new CDs

LOCAL ADVANTAGE

A free account with online banking and e-statements!

  • Opening balance of $100
  • No minimum balance
  • Free online banking/e-statements
  • Free debit card
  • No ATM fees
  • Foreign ATM fees refunded

LOCAL HEROS

For military, first responders, medical professionals, educators, etc.

  • Opening balance of $100
  • No minimum balance
  • Free online banking/e-statements
  • Free debit card
  • No ATM fees
  • Foreign ATM fees refunded
  • Free first order of Local Bank checks
  • $10,000 Free AD&D insurance

LOCAL SILVER

For our 55+ customers

  • Opening balance of $100
  • No minimum balance
  •  No service charges
  • Free online banking/e-statements
  • Free paper statements
  • Free debit card
  • No ATM fees
  • Foreign ATM fees refunded
  • Free Local Bank stock checks
  • .25% rate increase on new CDs

LOCAL SCHOLARS

For students 23 and under

  • Opening balance of $100
  • No minimum balance
  • Free online banking/e-statements
  • Free debit card
  • No ATM fees
  • Foreign ATM fees refunded
  • $50 Birthday deposit

Every personal checking account includes:

   Free Online Banking

   Free Mobile Banking

   Free Debit Card

   Free e-statements

How to get started

What you'll need to apply:

Social Security Number   

Driver's license, state ID, or passport   

Must be 19 or older  

Opening Deposit   

Questions

Got a question?
Give your local banker a call
toll-free: (844) 226-5525.